Chloe intends to stay only a short time with her brother Joe and his family on their ranch in 1893 Oklahoma Territory. However, she soon finds herself embroiled in Joe's matchmaking efforts, while at the same time catching the interest of a nosy ghost named Fire Horse. All Max McKee wants is to buy a few horses, yet he gets entangled in Joe's scheme to marry off the lovely and wealthy Chloe, who happens to be the owner of those horses. When a series of suspicious fires spooks the local ranchers, Chloe and Max must work together to find out who is setting those fires and try not to get themselves killed in the process.