Tracking Your Expenses helps you arrange your expenses in a yearly order using the following tools:
The term "tracking your expenses" means you will always in some form or another write out your financial information.
- Regular Yearly Expenses chart: for expenses you pay on an ongoing basis
- Previous/present year Outstanding Balances chart: for outstanding expenses from the previous year and present year expenses that have carried a balance for at least two months
- Monthly Expense Report charts: break down monthly household expenses and when they are due
- Income chart: list of expenses by the date you expect to pay them according to when you expect to receive income. There is an income chart for the first fifteen days of the month and another for the sixteenth day through the end of the month.
- Miscellaneous Expenses chart: for occasional purchases
- Creditors chart: list of people, companies, and/or lenders that you owe money to
- Personal Information chart: for keeping track of your family and friends' personal information
- Birthdays chart: will help you to remember loved ones' special day
- Special Occasions chart: reminds you of special events
- Merchandise Final Payoff chart: lets you know when the last payment will be made
- Credit Card Information chart: for recording details about your credit cards
- Notes for: information you will need for next year
Need a money management guide for your family, clients, students or other family members? Tracking Your Expenses: A Simplified Financial Organizer is THE SOLUTION!
Who can benefit from improving their money management and organizing their expenses? Anyone can benefit from using this book... housewives/couples, homeowners/renters, brides and grooms, young adults/college students, gift givers, social service recipients, and bankruptcy clients regaining their financial independence.
Coming from a single-parent household of nine children, the author learned the importance of discipline and the necessity of doing without. She supplemented these values by studying financial matters. In addition, she was always the one to help family members fill out paperwork, manage their money, and obtain bank accounts.
Eventually she had children of her own, but she needed to be on welfare to survive. Realizing that the system kept her at a financial deficit, she came up with a method that could help her efficiently track her income and expenses. She tried to purchase a budget book with categories that would work for her needs but that was unsuccessful. As a result, she decided to create her own book; the basis for Tracking Your Expenses!